?? ??????????????? ????? ????????? ??????? ?????????????, ??? ?? ????????????????? ????? ??? ??????????, ?????????????? ????????? ?????????????? ??? ?? ????????????? ??? ?? ????????? ?????????? ??? ?????????.??? ??? ????? ????? ??? ??????? ????? ???? ??????? ?? ???? ??However, if we start off now, we can attain the intention of preserving financial